Viking Voyage by Betsoft Gaming

first_img The Golden King stands proud on reels 1-4, using his warrior’s instinct to substitute for any other symbol – including the raven scatter. When the King rises up to become a full-height stack, his booming battle cry freezes one reel in place while the others respin. If his shout echoes even further across the fjords, it can trigger more respins. Moore the Long Boats on the first and last reels to raid over the course of 15 Free Spins!You can download the First Look Games affiliate pack for this slot here! and play the demo here! Topics: Casino & games Slots AddThis Sharing ButtonsShare to LinkedInLinkedInShare to FacebookFacebookShare to TwitterTwitter 23rd April 2019 | By Aaron Noy Casino & games The Golden King stands proud on reels 1-4, using his warrior’s instinct to substitute for any other symbol – including the raven scatter. When the King rises up to become a full-height stack, his booming battle cry freezes one reel in place while the others respin. If his shout echoes even further across the fjords, it can trigger more respins. Moore the Long Boats on the first and last reels to raid over the course of 15 Free Spins! Email Address Subscribe to the iGaming newsletter Viking Voyage by Betsoft Gaminglast_img read more

Looking for a 7% yield? Then I’d buy the British American Tobacco share price today

first_img Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Looking for a 7% yield? Then I’d buy the British American Tobacco share price today I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. “This Stock Could Be Like Buying Amazon in 1997” Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. The British American Tobacco (LSE: BATS) share price has been resilient during this year’s stock market crash. It trades just 8% lower than at the start of the year.Crucially for income seekers, the FTSE 100 cigarette giant is standing by its dividend policy. This involves paying out around 65% of its earnings back to shareholders. Investors get a generous yield of around 7%.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Given that two thirds of FTSE 100 stocks no longer pay dividends, that makes this income more valuable than ever. British American Tobacco is now the second biggest dividend payer on the index, in cash terms, according to figures from AJ Bell.Top FTSE 100 dividend stockIt is just one step below oil giant BP. But there’s a difference. BP’s dividend cover is wafer thin at just 0.07 times earnings, while British American Tobacco’s payout is covered 1.53 times. These days that’s pretty impressive.The British American Tobacco share price dipped 4% following this morning’s first-half trading update. The coronavirus lockdown knocked emerging market sales, notably in Bangladesh, Vietnam and Malaysia. Meanwhile, anti-pandemic measures in South Africa, Mexico and Argentina have persisted longer than anticipated. South Africa has banned tobacco sales, and is yet to indicate when the ban will be lifted. Next Generation Product (NGP) sales have grown at a slower rate than expected, while the international travel clampdown hit duty free sales. Management said today that the pandemic will knock around 3% off revenues. It’s cutting growth expectations and also the pace of its investments into NGPs as a result.Nevertheless, management expects earnings to increase 1-3% this year, down from 3-5%. Compared to many, the British American Tobacco share price has held up well. Cash flow conversion is expected to top 90% of adjusted profit from operations this year. The group continues to boost market share in the US and other key regions. British American Tobacco share price flatlinesIf British American Tobacco makes its full-year dividend, this will continue a run of increases dating back to 1998. This makes it a top source of dividend income today.Coronavirus is not the only threat, as smoking rates collapse in the West. The trend may accelerate post-pandemic, as investors shy away from firms and products that do harm. We saw what US regulators did to to vaping and e-cigarette sales. Total industry volumes are expected to fall 7% this year. The threat is real and explains why you can buy the stock for less than 10 times earnings.But the main attraction is its generous dividend. The British American Tobacco share price is trading at 2012 levels. No wonder it has committed to the payout, even though rival Imperial Brands Group has pulled its dividend.Investors who are happy to invest in tobacco should consider buying British American Tobacco, which has cemented its position as a top FTSE 100 dividend stock today. Our 6 ‘Best Buys Now’ Sharescenter_img Harvey Jones has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Image source: Getty Images. Simply click below to discover how you can take advantage of this. Enter Your Email Address Harvey Jones | Tuesday, 9th June, 2020 | More on: BATS See all posts by Harvey Joneslast_img read more

Stock market crash: why I’m not waiting to buy FTSE 100 shares

first_img I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! This year’s stock market crash presented investors with an excellent opportunity to buy bargain FTSE 100 shares. However, since the crash in late March, many FTSE 100 stocks have erased their losses. This may have put some investors off buying into these companies. But that could be the wrong decision as we don’t know what the future holds for the stock market. 5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Don’t wait for a stock market crashInvestors could be waiting for another stock market crash to buy bargain stocks. This doesn’t make much sense because it’s impossible to time the market. Some studies have shown that investors who do try to time the market end up worse off over the long term than those who don’t. With this being the case, it may not be sensible to wait for the next stock market crash to buy bargain FTSE 100 shares. It could be years before the next market crash arrives, and investors who sit on the sidelines until one arrives may miss out on significant gains. As such, the best approach could be to pound cost average your investment into the market.Pound cost averaging Pound cost averaging is a great way to invest in the market without having to worry about market movements. Put simply, the approach involves buying a set amount every month. That could be £500 a month in a basket of FTSE 100 stocks, for example. By using this approach, investors buy more shares in a stock market crash and less when the market rises. This may help improve long-term investment returns as buying high-quality stocks at low prices can yield higher returns.By setting up an automated plan, the process also removes any emotion from the process. What’s more, the set monthly contribution ensures investors are only putting as much into the market as they can afford. Research shows this approach is a great way to build wealth over the long term. Indeed, £500 a month invested in the FTSE 100 over the past 30 years would be worth about £750k today.Investors who followed the pound cost averaging approach would likely have done much better than those who waited for a big stock market crash during this period. There have only been three significant crashes in the past 30 years. Each stock market crash came as a complete surprise.Its unlikely investors would have been able to invest right at the bottom as well. It’s only possible to know when the market reached its low after the event.Therefore, rather than waiting for the next stock market crash, the best approach for investors may be to invest regularly in a basket of high-quality FTSE 100 stocks. It could be years before the next stock market crash arrives and there’s no guarantee investors will be able to pick the bottom, or make the most of the decline when it eventually happens.In the meantime, high-quality FTSE 100 stocks should continue to provide attractive returns for investors.  Simply click below to discover how you can take advantage of this. Rupert Hargreaves | Tuesday, 14th July, 2020 Enter Your Email Address “This Stock Could Be Like Buying Amazon in 1997” Rupert Hargreaves owns no share mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.center_img Our 6 ‘Best Buys Now’ Shares See all posts by Rupert Hargreaves I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Image source: Getty Images Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Stock market crash: why I’m not waiting to buy FTSE 100 shareslast_img read more

Secret Player: “A few seek media attention in a Lions year “

first_imgThis column was originally published in the October 2016 edition of Rugby World. Having said all that, maybe I’m being a little naive in my opinion of those at the peak of the game. I was one of those simple souls who just put his head down, got on with it and didn’t think about selection, whether for the Lions or any other team, probably because I never felt I deserved it.Australia’s Folau tackled by British and Irish Lions Jonathan Davies (Steve Christo/Getty Images)But I’m sure there are guys who are more ‘holistic’ in their approach to success in a Lions year. It is completely foreign to most players but there are a few who actively seek media attention, to what end I’m never quite sure. You have to assume that in their heads a bigger public profile equates to actually being a better player, but unfortunately for them the hard-nosed coaches on the scene these days are unlikely to be swayed by a few puff pieces. Performance is all that really matters to them. On the flip-side, there are players who use any interview to reinforce how very ‘umble they are, and how all they care about is getting better as a player and, dare they say it, a person. Very laudable but also perhaps a subtler way of putting yourself in selectors’ sights, and certainly liable to get any armchair cynic’s BS detector twitching.Team-mates notice this stuff, and are duty bound by rugby law to get stuck into any player who sticks his head above the parapet too often. But one area which can be exploited without ridicule is the team huddle. What is said there is subject to a sort of parliamentary privilege, and savvy candidates will use this freedom to put forward their case as a leader of men, an influencer of teams. You know, British & Irish Lions material. And if television cameras happen to be hovering nearby, so much the better. Dreamland: Alun Wyn Jones and Jamie Roberts bask in the success over Australia that has strengthened the Lions concept center_img DESPITE WRONG turns (hello 2005) and crushing disappointments over the past 20 years, the rugby public continue to get their collective panties in a massive bunch at the mere mention of the word ‘Lions’.There are always strong fears that professionalism, with its glut of international rugby and endless stream of over-hyped, must-win, must-see matches, might one day render Lions tours anachronistic. But for the moment the concept, teetering on top of a century of legendary players, occasional tour victories and endlessly recycled after-dinner stories, is alive and in the pink of health. Oh, and the fact they actually won the last series helps; losing to the shower that was Australia in 2013 would really have been a nine-inch nail in the coffin.Sam Warburton and Alun Wyn Jones shared the Lions captaincy duties in 2013 (Getty Images)So, even nine months out, excitement is mounting, and comments sections and rugby chat rooms (though I’ll have to ask my dad – username Endbell48 – for confirmation) will be filling up with the sofa soothsayers’ predictions of starting teams for the first Test in Auckland. Ah yes, us and our sad little lists…But what about those at the sharp end, the players?
Are they, too, coming over all peculiar as they go into this Lions year? From experience, I’d say probably not, and certainly not this early on. Things have changed in home nations rugby over the past decade or so. There was a time when most of a Lions side were indeed shoo-ins, and those same keyboard warriors didn’t have to be Russell Grant to be 90% bang on with their predictions, as the proper players at the time stuck out like a fighter pilot’s thumbs amongst the general dross of the Five/Six Nations. And they were usually English. But all of a sudden Ireland got a bit of a clue, followed by Wales stumbling their way out of mediocrity in the mid-Noughties and even the Scots have decided to belatedly join the party.Rory Scannell of Munster speaking during a press conference (Diarmuid Greene/Getty Images)What I’m saying is that there is now quality wherever you look and even amongst the top internationals, the only over-arching motivation through this season will be to train and work their balls off at their clubs. You then give yourself a chance to cement your spot in the national team, which in turn will give you a chance to impress whichever Antipodean happens to be picking the Lions squad this year. The days of knowing that selection was in the bag from day one because you were a ‘name’ or, even worse, because the selectors felt they had to fulfil some sort of quota from each country – and those players definitely know who they are! – are long gone. LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALSlast_img read more

House in Camps Bay / Luis Mira Architects

first_img “COPY” ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/162157/house-in-camps-bay-luis-mira-architects Clipboard South Africa Houses 2010 Photographs ArchDaily Year:  ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/162157/house-in-camps-bay-luis-mira-architects Clipboard CopyHouses•Cape Town, South Africa Save this picture!© Wieland Gleich+ 24 Share Area:  335 m² Year Completion year of this architecture project Architects: Luis Mira Architects Area Area of this architecture project Projects House in Camps Bay / Luis Mira ArchitectsSave this projectSaveHouse in Camps Bay / Luis Mira Architects CopyAbout this officeLuis Mira ArchitectsOfficeFollowProductsWoodConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesCape TownHousesSouth AfricaPublished on August 21, 2011Cite: “House in Camps Bay / Luis Mira Architects” 21 Aug 2011. ArchDaily. Accessed 12 Jun 2021. ISSN 0719-8884Read commentsBrowse the CatalogAluminium CompositesTechnowoodWood Siding in KSR Villa BodrumWindowsMitrexSolar WindowMetal PanelsAurubisCopper Alloy: Nordic RoyalVentilated / Double Skin FacadeSTAC BONDAssembly Systems – GluedLightsLouis PoulsenLamps – LP Slim BoxUrban ApplicationsIsland Exterior FabricatorsPublic Safety Answering Center II Envelope SystemPodsTrimoModular Space SolutionsHanging LampsAxolightPendant Lights – HoopsStonesFranken-SchotterFlooring and Wall Tiles – Dietfurt LimestoneVentilated / Double Skin FacadeULMA Architectural SolutionsPaper Facade Panel in Nokia LibraryCabinetsburgbadWall Cabinet – Sys30AcousticUnika VaevAcoustics – Ecoustic® Foliar TileMore products »Read commentsSave世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream “COPY” House in Camps Bay / Luis Mira Architects Photographs:  Wieland GleichText description provided by the architects. The house is used as a holiday home by a single person, who often invites guest to stay. It needed to be a space that could be used as a controlled studio with the feeling of being open, as well as to be able to morph into private and individual spaces when the house is full of visitors. Save this picture!© Wieland GleichRecommended ProductsDoorsECLISSESliding Pocket Door – ECLISSE LuceWindowsAir-LuxSliding Window – CurvedDoorsSaliceSliding Door System – Slider S20WindowsFAKRORoof Windows – FPP-V preSelect MAXOur gaze is on the ‘geographical room’ of Camps Bay; the Atlantic Ocean, Lion’s Head and Table Mountain in the backdrop. The design intent is applied by framing views towards the sea (rooms) and opening up spaces (terraces) to look up at the mountains. Save this picture!© Wieland GleichThe concept rests on creating a subtle journey through the open spaces and through the interior that constantly glimpses at the landscape and merges within the Architecture that never reveal the entire building in one instant. Save this picture!SectionsIn order to allow all rooms in the front of the house proximity to the sea, and to bring fresh air, light and circulation into the back of the house, two glass walled courtyards were introduced on the ground floor. One courtyard, built around the passage, connects the bedrooms and the other one is built inside the main bedroom as part of the en suite area. These two courtyards are reflective of sea views. Save this picture!© Wieland GleichThe use of neutral and natural materials is the response to the desire of bringing the outdoors inside, achieved by contrasting the exuberant landscape with the ‘blank canvas’ of the interior. The ultimate concept of luxury is the constant extending and opening of the inside spaces to meet in full the unique and exquisite South African climate.Save this picture!Ground Floor PlanProject gallerySee allShow lessBusan Opera House Proposal / WEAVA ArchitectsArticlesThe Grove / Debartolo ArchitectsArticles Sharelast_img read more

“El Mangaleta” Complex / Marco Rampulla

first_img 2013 “COPY” Argentina Architects: Marco Rampulla Year Completion year of this architecture project “El Mangaleta” Complex / Marco Rampulla ArchDaily Projects “El Mangaleta” Complex / Marco RampullaSave this projectSave“El Mangaleta” Complex / Marco Rampulla CopyHousing•Villa Icho Cruz, Argentina ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/570882/el-mangaleta-complex-marco-rampulla Clipboard CopyAbout this officeMarco RampullaOfficeFollowProductsConcreteBrick#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousingVilla Icho CruzArgentinaPublished on December 12, 2014Cite: ““El Mangaleta” Complex / Marco Rampulla” [Complejo “El Mangaleta” / Marco Rampulla] 12 Dec 2014. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogFaucetshansgroheKitchen Mixers – Aquno Select M81Vinyl Walls3MVinyl Finishes in HealthPartners Regions HospitalPartitionsSkyfoldWhere to Increase Flexibility in SchoolsCoffee tablesBoConceptMadrid Coffee Table AD19SkylightsLAMILUXFlat Roof Exit Comfort DuoMetallicsTrimoMetal Panels for Roofs – Trimoterm SNVSkylightsVELUX CommercialModular Skylights in Atelier Zimmerlistrasse OfficeStonesNeolithSintered Stone – Iron Moss – Iron CollectionCeramicsTerrealTerracotta Facade in Manchester HospitalWoodBlumer LehmannConsulting and Engineering in Wood ProjectsGlassBendheimLuminous Mirrored GlassWire MeshTwentinoxMetal Mesh – Golf Romeo 7More products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Housing “COPY” Structures:Fernando Mattiuz, Gustavo LozanoConstruction:Dario MedinaCity:Villa Icho CruzCountry:ArgentinaMore SpecsLess SpecsSave this picture!Courtesy of Lucas CarranzaRecommended ProductsPorcelain StonewareApariciPorcelain Tiles – JacquardCoffee tablesBoConceptMadrid Coffee Table AD22Panels / Prefabricated AssembliesULMA Architectural SolutionsFretwork Facade PanelText description provided by the architects. On a slope towards the mountain horizon, three houses for rent and a swimming pool are located complying with the requirements of the client. The implementation responds to the use of the slope, and consequently the views. The materiality arises to establish the houses as emerging “rocks”, echoing the natural landscape of the mountains, woods and stone … From this analogy emerges the brick as envelope material in contact with the earth, polishing the interior to be inhabited.Save this picture!Courtesy of Lucas CarranzaSave this picture!SectionSave this picture!Courtesy of Lucas CarranzaProject gallerySee allShow lessWest 8 Set to Revitalize Colombia’s Rio Cali ParkArchitecture NewsThe Bibliothèque du Boisé / Consortium Labonté Marcil, Cardinal Hardy, Eric Pelletie…Selected ProjectsProject locationAddress:Villa Icho Cruz, Cordoba, ArgentinaLocation to be used only as a reference. It could indicate city/country but not exact address. Share Save this picture!Courtesy of Lucas Carranza+ 20 Share ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/570882/el-mangaleta-complex-marco-rampulla Clipboard Year: last_img read more

Influential former minister sues six publications

first_imgNews BangladeshAsia – Pacific Bangladeshi writer and blogger dies in detention News RSF calls for the release of Bangladeshi journalist Rozina Islam, unfairly accused of espionage Help by sharing this information February 26, 2021 Find out more RSF_en November 15, 2006 – Updated on January 20, 2016 Influential former minister sues six publications Receive email alerts Reporters Without Borders voiced outrage today at former cabinet minister Mirza Abbas’s decision to sue six publications for libel. A total of 18 editors and journalists currently face the possibility of prison terms as a result of criminal libel suits. One of the defendants, Shahadat Chowdhury, has been dead for the past two years.“Bangladeshi politicians have a bad habit of suing privately-owned media that get too critical,” the press freedom organisation said. “These endless lawsuits expose journalists to the risk of being imprisoned for defamation, which violates international press freedom standards. We urge these politicians, especially Abbas, to withdraw their lawsuits in order to defuse tension between the press and political parties in the run-up to next January’s elections.”Abbas, a former minister of housing and public works and senior member of the BNP party, brought libel suits against four daily newspapers – Jugantor, Inqilab, Janakantha and Bhorer Kagoj – and two magazines – Weekly-2000 and Weekly Shirsha Kagoj – before a Dhaka criminal court on 9 November. Five separate suits were brought against just one of the newspapers, Jugantor. It named the editor, the newspaper’s lawyer, and a correspondent.The former minister’s lawyers gave the details of the lawsuits to judge Syed Mohammad Mojibul Haq. Everyone named in the suits has been summoned to appear before the court on 3 December. The judge has the power to issue arrest warrants.The suits claim that Abbas was libelled in articles about people who said they were the victims of abuse of authority (including land seizures and discriminatory hiring) by him or people close to him. When questioned by Reporters Without Borders, Weekly-2000 editor Golam Mourtuza described his magazine’s August article, one of those cited in the lawsuits, as “clear and honest” investigative reporting.Another of the journalists cited in the lawsuits said: “Our readers have a right to know the truth. I have no problem facing this suit. But each time we see that these lawsuits are being filed in order to harass us.” Bhorer Kagoj editor Shyamal Dutt denied the claims made in Abbas’ suit. “The facts cited in our article are completely true. Mirza Abbas has the right to bring an action, but he ought to examine the articles more closely before going before a judge.”This year, Reporters Without Borders has registered a significant increase in the number of libel suits being brought against privately-owned media by BNP parliamentarians or ministers. Abbas already brought an action against the editors of the daily Prothom Alo in February. Another BNP parliamentarian, Abdul Mannan, sued Dainik Jugantor in May. His colleague Amzad Hossain Sarker brought a libel suit against four national dailies in January.center_img BangladeshAsia – Pacific February 22, 2021 Find out more Bangladeshi reporter fatally shot by ruling party activists News to go further News Follow the news on Bangladesh May 19, 2021 Find out more Organisation last_img read more

Re-examining Lenders’ False Claims Act Liability

first_img Demand Propels Home Prices Upward 2 days ago  Print This Post The Best Markets For Residential Property Investors 2 days ago Radhika Ojha is an independent writer and copy-editor, and a reporter for DS News. She is a graduate of the University of Pune, India, where she received her B.A. in Commerce with a concentration in Accounting and Marketing and an M.A. in Mass Communication. Upon completion of her masters degree, Ojha worked at a national English daily publication in India (The Indian Express) where she was a staff writer in the cultural and arts features section. Ojha, also worked as Principal Correspondent at HT Media Ltd and at Honeywell as an executive in corporate communications. She and her husband currently reside in Houston, Texas. Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: Federal Reserve: Consumer Optimism Rises Next: The Lingering Impact of Natural Disasters on Delinquency Rates July 9, 2019 1,438 Views In a recent blog, Jim Parrott, Nonresident Fellow, and Laurie Goodman, VP, Housing Finance Policy, Urban Institute have given insights on why the Federal Housing Administration (FHA) clarified how it would enforce its underwriting standards and how they could be improved.The blog states that one of the key reasons for FHA’s current announcement is to woo back lenders that had left is fold during the crisis and address some of the pitfalls of the False Claims Act that made them leave.Parrott and Goodman write that a decade ago, “facing a rising tide of insurance claims following the crisis, FHA and the Department of Justice (DOJ) stepped up enforcement efforts against lenders that had made mistakes in their underwriting of FHA-insured loans, levying more and larger fines, requiring more indemnification, and, for the first time, bringing claims of fraud under the False Claims Act.”As a result, many large, well-capitalized longtime FHA lenders, pulled back on their FHA lending, “sometimes dramatically.” Because of this shift, newer and less-well-capitalized lenders stepped in to fill the vacuum.”The resulting reconfiguration has made the FHA market less durable, as some of the more thinly capitalized lenders that have stepped into the breach are likely to fail or pull out as defaults rise,” the Goodman and Parrott said.It also leaves the FHA more vulnerable compared to the last crisis and unable to play “the critical countercyclical role as effectively as it did during the previous downturn,” not to forget creating a significant counterparty risk to Ginnie Mae which guarantees the securities backed by these loans.The recent clarification issued by the FHA, Goodman and Parrott said, tackles two problems: clarifying what the rules are and clarifying how they will be enforced.However, it does not address what the DOJ would do if the lender makes a mistake, “thus leaving unaddressed the biggest, most uncertain source of liability of all: the False Claims Act.””In the face of that remaining uncertainty, it is hard to imagine that any lender that pulled back from FHA over enforcement uncertainty would return in response to these recent changes,” Goodman and Parrott said.As a solution, Goodman and Parrott said that the FHA would need to either narrow what a lender certifies to or narrow the kind of mistakes that can give rise to liability under the False Claims Act.”If the administration wants to attract back into the FHA market those lenders scared off by uncertainty over how FHA’s rules are enforced, it will have to provide some certainty over when and how the False Claims Act will be used,” Goodman and Parrott concluded. Servicers Navigate the Post-Pandemic World 2 days ago Related Articles Demand Propels Home Prices Upward 2 days ago in Daily Dose, Featured, News, REO Sign up for DS News Daily Data Provider Black Knight to Acquire Top of Mind 2 days agocenter_img Servicers Navigate the Post-Pandemic World 2 days ago Tagged with: Borrowers default DOJ False Claims Act FHA Lenders Underwriting Re-examining Lenders’ False Claims Act Liability Share Save The Week Ahead: Nearing the Forbearance Exit 2 days ago Borrowers default DOJ False Claims Act FHA Lenders Underwriting 2019-07-09 Radhika Ojha Home / Daily Dose / Re-examining Lenders’ False Claims Act Liability The Best Markets For Residential Property Investors 2 days ago Subscribe Governmental Measures Target Expanded Access to Affordable Housing 2 days ago About Author: Radhika Ojha Governmental Measures Target Expanded Access to Affordable Housing 2 days agolast_img read more

Annual Heart Walk supports efforts to eliminate disease

first_img Book Nook to reopen Davis said Lenny Trawick, singer/musician, would provide the entertainment for the evening.“We will have a kids’ corner with games and activities for all ages,” Davis said. “We’ll have a photo booth that’s lots of fun. Several members of the Troy University football team will be there and will sign autographs and have pictures taken with the kids.”Davis said the 2018 Pike County Heart Walk will be a fun event as well as a fundraiser for the American Heart Association.The AHA funds more research into cardiovascular diseases and stroke than any organization except for the federal government. The AHA has funded more than $4 billion in research since 1949. The 2018 Pike County Heart Walk is Thursday night at the Troy Recreation Center and everyone is invited to attend in support of the efforts to eliminate heart disease as the number one killer of Americans and all people worldwide.Tracy Davis, Pike County Heart Walk board chair, said the annual Heart Walk is a community wide event and activities have been planned with families in mind.The 2018 Pike County Heart Walk will be from 5:30 until 7:30 pm. Thursday. Sponsored Content By The Penny Hoarder Troy falls to No. 13 Clemson The Penny Hoarder Issues “Urgent” Alert: 6 Companies… Plans underway for historic Pike County celebration Email the author Annual Heart Walk supports efforts to eliminate disease By Jaine Treadwellcenter_img Pike County Sheriff’s Office offering community child ID kits Around the WebMd: Do This Immediately if You Have Diabetes (Watch)Blood Sugar BlasterIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier LivingHave an Enlarged Prostate? Urologist Reveals: Do This Immediately (Watch)Healthier LivingWomen Only: Stretch This Muscle to Stop Bladder Leakage (Watch)Healthier LivingRemoving Moles & Skin Tags Has Never Been This EasyEssential HealthBet You’re Pretty Curious About Jaden’s Net Worth Right About Now, HuhBradofoThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancel Cardio vascular disease accounts for about one of every three deaths in the United States. About 2,300 Americans die of cardiovascular disease each day, an average of one death every 38 seconds. That’s why we walk, Davis said. You Might Like County Sunday sales could get vote Monday The Pike County Commission could be voting on Sunday alcohol sales as soon as Monday, Feb. 26 according to a… read more Print Article Remember America’s heroes on Memorial Day Latest Stories Published 3:00 am Tuesday, February 20, 2018 The activities will officially get underway at 6 p.m. with the invocation by the Rev. Den Irwin, St. Martin of Tours Catholic Parish, followed by the singing of the National Anthem by Zack Scott. Ralph Black will be the master of ceremonies.“The first lap around the track is reserved for the Survivors Walk and we want to honor all survivors of heart disease and stroke and celebrate their victories,” Davis said.  “Then, the kitchen will open and we’ll have a light meal of sandwiches, Granola bars, snacks and water.”The Heart Walk for prizes will be from 6 until 7 p.m. Prizes will be awarded in several divisions, according to the laps walked. Cash prizes of $250 will be awarded to the heart attack/stroke survivor who walks the most laps and to the Heart Walk participate who walks the most laps. Prizes will be awarded in different divisions including a three-month membership to the Troy Recreation Center and gift cards from local businesses.last_img read more

Law to protect young workers

first_img Comments are closed. New measures to protect young workers aged between 16 and 17 from workingexcessive or unsociable hours have been announced by employment relationsminister Alan Johnson. The regulations, due to come into force on 6 April, will ensure around40,000 young workers do not exceed 40 hours a week or eight hours in one day.They will also prohibit 16- and 17-year-olds from night working. Johnson said: “The regulations will give 40,000 young people betterrights without damaging their employment prospects. Young people are avulnerable section of the British workforce.” Some sectors of industry are exempted from the legislation. www.cipd.co.uk Previous Article Next Article Related posts:No related photos. Law to protect young workersOn 7 Jan 2003 in Personnel Todaylast_img read more